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Give us some details about yourself and your insurance needs. A life insurance advisor will contact you with a plan customized just for you from some of the top rated Life Insurance companies.

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After you review the rates contact us at 305-677-9912, or email at: info@lifelineins.com if you have any questions and to continue with the enrollment process.

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Life Insurance

basic of life insurance & why we need it

Life Insurance is a financial tool designed to protect those you love.

You work hard to provide security and comfort for your family. When you pass away, a life insurance policy will help those you care for maintain the lifestyle they have become accustomed to. There are many types of life insurance, and some even provide personal advantages during your lifetime, but they all have some key elements in common. As the policy holder, you make payments called premiums to the insurance company. When you pass away, the insurance company pays your beneficiaries a predetermined lump sum amount, which is 100% Tax Free.

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Here's what you need to know before you purchase life insurance.

There are many excellent life insurance providers, each offering their own variations of the numerous types of policies available. Beyond all of those choices, there are many options and details to consider. Term Insurance is inexpensive and it generally Guarantees you a set Death Benefit & Premium for a set term of years say 5,10,15,20, or 30 years. Whole Life offers you a set Death Benefit & Premium for the life. You pay more but the rate never changes. Universal Life Insurance offers flexibility to offer you life protection or you may pay less and have coverage for less years. An Index Universal Life Insurance can offer you Tax Free savings on interest earned and if set up correctly can provide Tax Free Income Stream for Retirement, without the age restrictions many Retirement plans have. The reality is no one insurance may be perfect for you. Sometimes a Blend of two types of insurance is your best solution.
Call our office to speak to a licensed adviser to help you get the best rates & best policy for you. You may also complete the form below & we will send you a personalized quote.

Call Today 1-877-418-3383

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Get a personalized quote

Give us some details about yourself and your insurance needs. A life insurance advisor will contact you with a plan customized just for you from some of the top rated Life Insurance companies.

Thank you for submitting the information for your quote. You'll be contacted shortly by one of our agents. [newline] Close this notice.

Small & Large Companies

Business Owners/HR Managers

Need Life Insurance for a company? Find out about all the employee benefits we can provide to your company. Some plans can be guaranteed issued and can be portable so your employees can keep the coverage they purchase. All of this with the ease of payroll deduction. These type of benefits can help Employers retain the best employees.

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life insurance for the living

How to create a tax-free income stream to supplement your Retirement

Many new life insurance plans can be overfunded to help you create a tax-free benefit you can use for a college fund or supplement your retirement.

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