A financial safety net
What is an annuity?
An annuity is an insurance contract between you and an insurance company, and it can be a powerful retirement planning tool. There are many types to choose from. You can also add optional riders to tailor the contract to your needs. To fund it, you can use savings or roll over an existing account, such as an old 401(k) or IRA. Find out below which option may be best for you.
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Illustration of the different types and the financial risk each one carries.
Types of Annuities
What's the right one for you?
Let us help you choose the one that best suits your needs. Want to read up first? The SEC’s Investor.gov guide to annuities explains how each type works.
Fixed Annuities
Receive a fixed interest rate for a certain number of years. You choose how long to leave your money. Most offer a Free Withdraw of the interest earned, or up to 10% per year.
Immediate Annuities
Receive an income stream for life, or for a certain period of time. Payments can begin immediately or after one year.
Fixed Indexed Annuities
May choose to allocate your funds in a fixed account, or an account linked to an index like the S&P 500. Your account value is protected from market downside.
Variable Annuities
Your account balance can go up or down depending on the allocation you choose. May yield higher returns, but also have the highest risk.
Saving for retirement?
Find out how you can make your retirement savings become a pension plan, that pays you an income stream for life!
Multi-Year Guaranteed Annuity (MYGA)
Now is the time to lock in the best interest rates available in 20 years.
Fixed-Indexed Annuities (FIA)
Learn how you can participate in the market gains, but not when the market suffers losses. You can also allocate funds in a fixed account.
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Interested in annuities?
Give us some details about yourself and the type of investments you are looking for. We’ll contact you shortly to explain you more about the different products we offer. We’ll show you how each option fits into your retirement planning.
- Quick and easy to apply
- Protection of Principal
- Tax deferred on interest
- Probate free
- Lifetime Income
- Top rated companies
- Several options
- Inflation adjusted
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